Victor Franqui It is not what you say but what you do.

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5 Points To Continued Success

He has achieved success who has lived well, laughed often and loved much; who has gained the respect of intelligent men and the love of little children; who has filled his niche and accomplished his task; who has left the world better than he found it, whether by an improved poppy, a perfect poem, or a rescued soul; who has never lacked appreciation of earth’s beauty or failed to express it; who has always looked for the best in others and given them the best he had; whose life was an inspiration; whose memory a benediction.

Stressed Out?

Just about everyone who you talk to nowadays will complain about being stressed out. Thirty years ago, no one ever even used this term. Today, however, it is a staple in most conversations. We often refer to ourselves as being stressed out when we discuss our careers as well as our personal lives.

Recent studies indicate that even children are stressed out. Little kids, who shouldn’t have a care in the world, are becoming stressed due to activities at home or at school. In most cases, they are simply inheriting the stress from their parents.

Psychologists who deal with stressed out individuals blame the current situation on everything from the foods we eat to our society. Most agree that people today attempt to do too much and end up getting burned out.

Loving Life

There are many successful people out there who are living their life as they want to. They are working hard doing what they absolutely love to do. The most successful people are those who work toward the things they are passionate about and love. There are many reasons for this. The more you love what you do the harder you are going to work at it because you will be enjoying your work.

If you feel like you are bored with your life or not doing what you should be doing with it then it is time to make a change. There may be obstacles or fears holding you back from accomplishing the goals you have set forth in your life. It is time to get past the obstacles and make your dreams happen.

Resumes and Cover Letters

Employers are forever on the lookout for the resume that jumps out at them. Not in terms of being fancy and pretty to look at. Employers are looking to be impressed! Reading your resume, they want to be able to feel that YOU are the right candidate for the job. They want to be able to do this before ever setting eyes on you!

Tall order, right? You betcha it is!

The very first step in landing that ideal job is to write an ideal resume and cover letter. Without those two most primary of introductions, there most likely won’t be a first interview!

Taking That First Important Step

Your resume places you in the front lines when job hunting. It becomes your calling card. It is not about compelling drama or clever prose; it’s a few simple pages, expertly written, containing information that is all about you.

Being a Co-signer on a Personal Loan

Being a co-signer on a personal loan for a friend or family member is a very generous offer as it will likely mean the difference between them being able to qualify for such a loan and not being eligible. However, the decision of being a co-signer for a personal loan should not be made lighter. It is the responsibility of potential co-signers to educate themselves about how this situation affects them, especially with regard to their responsibility to the loan should the borrower default.

Most co-signers don’t realize that this loan is going to show up on their credit report. Keep in mind that this might affect your ability to get your own loan down the road as the personal loan you co-signed on with by used to calculate your debt to income ratio. It can also affect the interest rate you get your own loans at. If you feel it is a good idea to co-sign a personal loan for a friend or family member, do so with the understanding that after a set amount of making on time payments the borrower will attempt to redo the loan under their own name only. The more money you co-sign for, the longer you can expect to be a part of that loan.

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